1. What Cookies Are
A cookie is a small text file that a website places on your device through your web browser. Cookies let the site recognize your browser, remember preferences, keep you signed in, and understand how the site is being used. We also use related technologies such as local storage and pixels; for simplicity, we refer to all of them as "cookies" on this page.
2. Why We Use Them
Cookies allow Cash Flow Optimizer to operate reliably, keep your account secure, remember your settings, and measure platform usage so we can improve the product. Some cookies are essential — without them, you would not be able to log in or use core features. Others are optional and used to better understand the experience in aggregate.
3. Categories We Use
- Strictly necessary: required for authentication, security, load balancing, and core platform function. These cannot be turned off without breaking the service.
- Preference: remember your settings such as theme, last-used view, and dismissed prompts so the platform feels consistent across sessions.
- Analytics: aggregated, often pseudonymous data that helps us understand which pages and features are used and where users encounter friction.
We do not currently use cookies for cross-site advertising.
4. Cookies at a Glance
Below is a non-exhaustive summary of the main categories of cookies you may encounter when using Cash Flow Optimizer.
Specific cookie names and durations may change as we update the platform; the categories and purposes above remain stable.
5. Third-Party Cookies
Some cookies are set by trusted third-party providers that help us operate the service — for example, infrastructure, analytics, or support tooling. These providers are bound by contract to use the data only to perform services on our behalf. For more on third-party processing, see the "Third-Party Services" section of our Privacy Policy.
6. Managing Cookies
You can control cookies through your browser settings:
- Block all cookies, or only third-party cookies.
- Delete existing cookies for a specific site or all sites.
- Receive a prompt before a cookie is stored.
- Use private or incognito browsing for a session-only experience.
Most browsers provide step-by-step instructions in their Help section. Please note that disabling strictly necessary cookies will prevent you from signing in or using core features of Cash Flow Optimizer.
7. Do Not Track
Because there is no industry-wide standard for how websites should respond to "Do Not Track" browser signals, we do not currently respond to them. We encourage you to use the browser-level cookie controls described above for the most reliable result.
8. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our practices. When we do, we will revise the "Last Updated" date at the top of this page. Material changes will also be reflected in our Privacy Policy.
9. Contact
Questions about cookies or this policy? Reach us via the Contact page. For broader privacy questions, see our Privacy Policy.