Cash Flow Optimizer offers three connected ways to give small and mid-sized businesses the financial clarity and decision-making leverage that used to require a full finance team.
Whether you need software you log into every day, an experienced CFO in your corner, or hands-off bookkeeping powered by AI — pick the service that fits your stage and stack the rest as you grow.
Service 01
Our flagship business operating platform — cash flow forecasting, CRM, scheduling, social, and operations in one connected workspace with an always-on AI Analyst.
Service 02
An experienced CFO on retainer — strategic finance leadership, board-ready reporting, fundraising prep, and operating cadence for a fraction of a full-time hire.
Service 03
AI-powered bookkeeping that categorizes transactions, reconciles accounts, and surfaces anomalies — backed by a human reviewer when judgment is needed.
Book a free 20-minute discovery call and we’ll help you choose the right starting point.
Three: an AI-powered SaaS business operating platform, Fractional CFO advisory, and AI bookkeeping support (coming soon).
A Fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time, retainer basis — providing strategic finance leadership, forecasting, board reporting, and fundraising support without the cost of a full-time hire.
AI Bookkeeping Support is in active development. Join the waitlist on the AI Bookkeeping page and we’ll notify you when early access opens.
Yes. Many clients use the platform as their daily operating system and add Fractional CFO services on top, so the strategic work and the daily numbers live in the same workspace.